How much money can I borrow?

New customers may be eligible to receive up to $700 with an online installment loan from Enable Loans. Returning customers may be eligible to receive up to $2,000 with an online installment loan from Enable Loans.

How soon will I receive my funds?

Funds are sent to the bank account linked to your debit card instantly* after approval and accepting the offer for customers who choose to link a valid debit card. Depending on your bank's policies such as funding times and other circumstances beyond our control some delay in funding may occur. If you choose not to link a debit card or we are unable to verify your debit card information, funds will be sent via ACH deposit. Typically, loans approved before 11:30am on business days will be funded the same day, otherwise funds will be deposited by the next business day. All funding cut-off times are subject to change; the date and time funds are made available to you by your bank are subject to your bank’s policies.

Can I pay off my loan early?

There is no penalty charge or early payment fees for customers who pay off their loan early, in fact, you may even be eligible for a discounted payoff amount.

I don’t live in the United States; can I still apply for a loan?

You must be a resident of the United States and meet the other eligibility requirements outlined in the FAQ. in order to be eligible for funding with Enable Loans.

Who can I talk to if I have additional questions?

Most questions have quick answers in our FAQ page, however if you still in need of assistance you can contact our customer service specialists at (888) 704-3223, or via email at info@enableloans.com

What are my repayment options?

• ACH
• Debit
• Check

What are the implications of late payments?

If your payment is seven (7) or more days late, we may charge you a LATE PAYMENT FEE of $35.00

What are the implications of non-payment?

If you encounter difficulties in repaying your loan on the scheduled installment date(s), you can contact us to arrange a payment plan that meets your needs. Calling us as soon as you become aware of extenuating circumstances will help us rearrange your payment terms as efficiently as possible and help you avoid any late fees or insufficient fund fees.

More information on late / returned fees

If a payment is not made by your installment date, you will be subject to additional fees. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, then you will be assessed an NSF fee of $30. If any payment is late by seven days or more after the due date, then you will be responsible for an additional $35 late fee for each late payment. This is why it's important to contact us if you anticipate any problems with your payment, and we will be happy to discuss alternative payment plan options. You can always revoke ACH authorization and make a payment by cashier's check or money order. Please call ahead at least 2 business days before your payment date to arrange an alternate form of payment to avoid any NSF fees and/or late fees.