How much money can I borrow?

New customers may be eligible to receive up to $700 with an online installment loan from Enable Loans. Returning customers may be eligible to receive up to $2,000 with an online installment loan from Enable Loans.

Can I receive funds the same day?

For loans funded via debit card, funds are sent to the bank account linked to your debit card immediately after your loan is approved and you accept our offer. Delays may occur due to circumstances beyond our control. If we’re unable to validate your card, or you choose not opt into this service, funds will be sent via ACH deposit. Loans approved before 11:30 AM (CT) on a business day will typically be funded on the same day, otherwise funds will be deposited by the next business day. All funding cut-off times are subject to change. The date and time funds are made available to you by your bank are subject to your bank’s policies.

Can I pay off my loan early?

Yes, you can. There are no early payment penalty fees or charges, and you may even be eligible for a discounted payoff amount.

I don’t live in the United States; can I still apply for an Installment loan?

To be eligible for a Enable Loans installment loan, you must be a resident of the United States and meet the other eligibility requirements.

Who can I talk to if I have additional questions?

If you have additional questions you can refer to our FAQ page, contact a member of our customer service team at (888) 704-3223, or email us at info@enableloans.com

What are my repayment options?

• ACH
• Debit
• Check

What are the implications of late payments?

If your payment is seven (7) or more days late, we may charge you a LATE PAYMENT FEE of $35.00

What are the implications of non-payment?

If you encounter difficulties in repaying your loan on the scheduled installment date(s), you can contact us to arrange a payment plan that meets your needs. Calling us as soon as you become aware of extenuating circumstances will help us rearrange your payment terms as efficiently as possible and help you avoid any late fees or insufficient fund fees.

More information on late / returned fees

If a payment is not made by your installment date, you will be subject to additional fees. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, then you will be assessed an NSF fee of $30. If any payment is late by seven days or more after the due date, then you will be responsible for an additional $35 late fee for each late payment. This is why it's important to contact us if you anticipate any problems with your payment, and we will be happy to discuss alternative payment plan options. You can always revoke ACH authorization and make a payment by cashier's check or money order. Please call ahead at least 2 business days before your payment date to arrange an alternate form of payment to avoid any NSF fees and/or late fees.